What is the purpose of "insurance fraud investigation units"?

The purpose of insurance fraud investigation units is primarily to detect and investigate potential fraud within the insurance industry. These specialized units are tasked with identifying suspicious activities that may indicate fraudulent claims or practices. This is crucial for maintaining the integrity of the insurance system, protecting the interests of honest policyholders, and ensuring that resources are not unfairly allocated due to fraudulent activities.

By focusing on the detection and investigation aspects, these units help prevent losses to insurance companies and ultimately contribute to lower premiums for consumers by reducing the costs associated with fraud. The work done by these investigation units is a key component of ensuring that the insurance industry operates fairly and efficiently, which is a fundamental aspect of insurance regulation.

The other options do not align with the primary function of these units. Promoting more insurance policies, providing legal counsel for insured individuals, and establishing guidelines for insurance professionals involve different roles within the broader insurance landscape and do not directly relate to fraud detection and investigation.