Which of the following is an example of property insurance?

A homeowners policy is an example of property insurance because it is designed to cover risks associated with owning a home, including damage to the structure itself and potential loss of personal property within it. It typically encompasses damages from events such as fire, theft, and natural disasters. This type of insurance protects the policyholder's physical assets, which is the essential characteristic of property insurance.

In contrast, health insurance focuses on covering medical expenses, liability insurance provides protection against claims resulting from injuries and damage to other people or their property, and disability insurance offers income replacement if a person is unable to work due to a disability. These other types of insurance do not directly address the coverage of physical property, which is why the homeowners policy stands out as the correct example of property insurance.